Conventional Home Loans

Whether you are purchasing a home or refinancing your current home, a conventional loan might be the right home loan option for you. Conventional mortgages are typically underwritten according to the guidelines set by Fannie Mae and Freddie Mac and come in fixed-rate and variable-rate types. With Magnolia Bank Home Loans, based out of Columbia, MO, you can borrow with confidence and ease while purchasing your conventional mortgage.

FHA Home Loans

FHA loans are mortgages insured by the Federal Housing Administration. These loans are a great option for first-time homebuyers because they require a lower down payment than most other mortgages. Magnolia Bank Home Loans offers the best rates for FHA fixed and adjustable-rate mortgages. With both less restrictive requirements and the borrowing confidence, you'll receive from working with Magnolia Bank Home Loans, obtaining an FHA loan will be a painless and exciting process. Apply Today!

VA Home Loans

Take advantage of your VA loan privileges by applying with Magnolia Bank Home Loans today! Refinance up to 120% of your home's value or buy a home with no down payment – a benefit almost no other loan can offer. Magnolia Bank Home Loans based in Columbia, Missouri provides the best customer service and will guide you through all your VA Loan questions. Apply today!

Jumbo Home Loans

Save big with a jumbo loan from Magnolia Bank Home Loans! If you're looking to buy a home in a higher price range, a jumbo loan from Magnolia Bank Home Loans can help you finance up to $3 million. Offering a choice between fixed or adjustable rates, our jumbo loans offer maximum flexibility, and our hometown customer service will make your home-purchasing process a breeze.

USDA Home Loans

Get 100% financing with USDA Loans from Magnolia Bank Home Loans! The USDA Loan requires no money down, low interest rates and has easier credit qualifications than other loan options. Depending on the location of the home and total combined income of the household, Rural Housing Loans are now easier to qualify and are a financially secure option for any homeowner. Apply for your USDA Loan today!

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5.0

Community First Home Loans

Max Prokell

20:58 25 Aug 16

Bobby and his team at Community First Home Loans are great. They take the time to help you find the best home loan options for you, and they do a fantastic job explaining all of your options. I HIGHLY RECOMMEND them to anyone looking for a home loan. Thanks for everything!

jagormanmo

20:41 23 Aug 16

On the contrary, to whoever wrote this childish review about Richie & Bobby, you evidently were gooned out when you wrote this. These men have worked so long & hard for me, getting my loan to go through. I can't even imagine them associating themselves with a "little boy" kind of guy that would write something so childish. You need to go back to school and learn how to Try to put down such hard workers in an adult manner. Grow up young man. I mean't little boy. Jean M.

Brandon Mushlin

19:53 23 Aug 16

I've worked with Richie Duncan in various capacities since 2001. What I know him most for is his straight forward, no time wasting approach with clients, service providers and industry experts. He has been in the industry over 18 years, and he is one of the last I know that will roll up his sleeves to go the extra mile for those clients in tougher situations or with harder credit. Richie continues following up with clients over the years, and his relationship the last 5+ years as a 50 state banker means he is able to help more people that have been put on the back burner. I know many top banks who send him their turn-downs and he is able to work with the client to put them in a loan and great rate. He never pushes you off to an assistant, call it control, or call it an expert wanting to serve his clients, either way, the end result is having a personal advocate in a world that has seen un-trust within the industry. He's rode the industry roller coaster and continues this career for his love of people getting the loan they desire, and his love of the industry, regardless of the continuous changes that come. Richie stays educated and in the know so he can keep you in the know. He has loan options down to a 530 FICO Score for 100% on a purchase or cash out refinance, doing a loan like this takes time, but the programs are available. So please, if you are frustrated, upset with your last experience or are looking for a Mortgage Banker that will always take your calls, then reach out to Richie at Community First National Bank.

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