Our approach is simple – We use clarity and availability to assist our customers in navigating the confusing world of Real Estate Finance. We are a national lender with hometown customer service. We work hard to provide you with the quickest and most accurate answers when it comes to your approval and lending questions. We are committed to giving you the best home loan options with some of the most competitive rates you’ll find. We offer a wide array of mortgage options. We can work with you if you are a 1st time home buyer, an experienced homeowner, looking to refinance an existing loan or a senior with an existing home looking to pull out more money. We want to answer all your questions and help you educate yourself so you can make the most informed decision possible.

Our mortgage specialists are here to assist you with any questions you might have. Call us today at 1-800-537-2050 or Apply Here! to get started with the home loan process. We work with a number of different investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, Reverse Mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, USDA, FHA, and VA. No matter what your situation, we’ll do our best to find you the best loan to fit your needs.

Our Promise to You

It’s simple, we are here for you. In today’s fast pace world having a bank that understands buying decisions are made at many times during the day, night and all during the week is crucial. Customer service begins with availability and here at Magnolia Bank we make time for our customers. Our customer service is second to none and our professional team will assist you every step of the way. We are here to answer, educate and inform any question you might have.

Google Rating

5.0

Community First Home Loans

Max Prokell

20:58 25 Aug 16

Bobby and his team at Community First Home Loans are great. They take the time to help you find the best home loan options for you, and they do a fantastic job explaining all of your options. I HIGHLY RECOMMEND them to anyone looking for a home loan. Thanks for everything!

jagormanmo

20:41 23 Aug 16

On the contrary, to whoever wrote this childish review about Richie & Bobby, you evidently were gooned out when you wrote this. These men have worked so long & hard for me, getting my loan to go through. I can't even imagine them associating themselves with a "little boy" kind of guy that would write something so childish. You need to go back to school and learn how to Try to put down such hard workers in an adult manner. Grow up young man. I mean't little boy. Jean M.

Brandon Mushlin

19:53 23 Aug 16

I've worked with Richie Duncan in various capacities since 2001. What I know him most for is his straight forward, no time wasting approach with clients, service providers and industry experts. He has been in the industry over 18 years, and he is one of the last I know that will roll up his sleeves to go the extra mile for those clients in tougher situations or with harder credit. Richie continues following up with clients over the years, and his relationship the last 5+ years as a 50 state banker means he is able to help more people that have been put on the back burner. I know many top banks who send him their turn-downs and he is able to work with the client to put them in a loan and great rate. He never pushes you off to an assistant, call it control, or call it an expert wanting to serve his clients, either way, the end result is having a personal advocate in a world that has seen un-trust within the industry. He's rode the industry roller coaster and continues this career for his love of people getting the loan they desire, and his love of the industry, regardless of the continuous changes that come. Richie stays educated and in the know so he can keep you in the know. He has loan options down to a 530 FICO Score for 100% on a purchase or cash out refinance, doing a loan like this takes time, but the programs are available. So please, if you are frustrated, upset with your last experience or are looking for a Mortgage Banker that will always take your calls, then reach out to Richie at Community First National Bank.

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